Privacy Policy

1. Introduction

Kushi Digital Innovations Ltd ("Kushi", "we", "us") respects your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website and mobile application (the "Platform").

By using Kushi, you consent to the data practices described in this policy.

2. Information We Collect

We collect the following types of information to verify identities and process property transactions:

Identity Data: Full Name, Phone Number, Email Address, and Government ID (NIN/BVN) for identity verification.
Biometric Data: Facial imagery (selfie) used strictly for "liveness checks" to match your face to your ID.
Property Data: Property addresses, ownership documents (for Landlords), and rental preferences (for Tenants).
Transaction Data: Payment history, rent amounts, and bank account details for payouts/refunds.
Device Data: IP address, device type, and operating system for security and fraud prevention.

3. How We Use Your Information

We use your data for the following purposes:

Verification: To confirm your identity against government databases and prevent fraud.
Service Delivery: To generate tenancy agreements, process rent payments, and manage listings.
Communication: To send receipts, booking confirmations, and support messages.
Safety: To detect and prevent money laundering, fake listings, and unauthorized access.

We do not sell your personal data. We only share data with:

Verification Partners: Third-party identity providers (e.g., Dojah/SmileID) to verify your NIN/BVN.
Payment Processors: Regulated payment gateways (e.g., Paystack) to process your transactions securely.
Legal Authorities: If required by law, court order, or to report criminal activity.

5. Data Retention

We retain your personal data only as long as your account is active or as needed to fulfill our legal obligations (typically 5-7 years for financial records). You may request account deletion at any time.

6. Security

We use industry-standard encryption (SSL/TLS) to protect your data during transmission and storage. Access to sensitive data is restricted to authorized personnel only.

7. Your Rights

Under the Nigeria Data Protection Regulation (NDPR), you have the right to:

Access the data we hold about you.
Request correction of inaccurate data.
Request deletion of your data (subject to legal retention laws).
Withdraw consent for data processing.

To exercise these rights, contact us at the details below.

8. Contact Us

If you have questions about this policy, please contact us:

Kushi Digital Innovations Ltd (RC 9081945) Address: House 1, Three Brothers Street, Ado, Karu, FCT, Nigeria. Email: info@kushicorp.com